Archive for December, 2021

How does the human eye work?

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Your vision allows you to see the world around you.
Light passes through your cornea through your pupil, which is controlled by your cornea to your retina.
Your brain then takes this information and converts it to an image.
Key Vocabulary covered
Iris, cornea, pupil, rods, cones, retina, vision, occipital lobe, optic nerve
Transcript of the video
http://www.moomoomathblog.com/2020/02/how-does-human-eye-work.html

75% Cheaper Medical Expenses in Malaysia

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☆★☆ Interview Part 1 and Malaysia Living Expenses ☆★☆
https://vagabondbuddha.com/is-1000-usd-month-enough-to-retire-early-in-malaysia/
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👇🏻 𝐅𝐎𝐋𝐋𝐎𝐖 𝐐𝐈𝐀𝐍𝐆 👇🏻
💁🏻‍♀️ 𝐇𝐎𝐁𝐎 𝐕𝐄𝐍𝐓𝐔𝐑𝐄𝐒 – 𝐐𝐈𝐀𝐍𝐆 𝐇𝐔𝐈
〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️
📹 𝙔𝙊𝙐𝙏𝙐𝘽𝙀 𝘾𝙃𝘼𝙉𝙉𝙀𝙇: https://www.youtube.com/channel/UCmXq0ZRIyR3eX9OhTrNHisA
📌 𝘽𝙇𝙊𝙂 : https://hoboventures.com/
🤳𝙄𝙉𝙎𝙏𝘼𝙂𝙍𝘼𝙈 : https://www.instagram.com/qianghui

‼️𝐋𝐈𝐀𝐁𝐈𝐋𝐈𝐓𝐘 𝐃𝐈𝐒𝐂𝐋𝐀𝐈𝐌𝐄𝐑‼️: While we have done our best to share our gathered data with you, we are not responsible for any errors or omissions, or for the results obtained using this information. All information is provided “AS-IS,” with no guarantee of completeness, accuracy, timeliness, or for the results obtained using this information, and without warranty of any kind, express or implied, including, but not limited to warranties of performance, merchantability, and fitness for a particular purpose. In no event will we be liable to you or anyone else for any decision made or action taken in reliance on the information for any consequential, special or similar damages. Any reliance on the information in our videos or the comments below is strictly at your own risk. Instead, you should consult with legal, medical, financial, tax, and/or other such appropriate professionals familiar with your unique and detailed factual situation before taking any actions.

‼️𝐂𝐎𝐒𝐓 𝐎𝐅 𝐋𝐈𝐕𝐈𝐍𝐆 𝐃𝐈𝐒𝐂𝐋𝐀𝐈𝐌𝐄𝐑‼️: Our cost of living estimates include only the cheapest food, rent, and local transportation. It does not include medical insurance or any other expenses. Before moving here, you must do a temporary exploratory site visit in order to accurately calculate your personal cost of living here for all costs for your lifestyle and needs. Plus, make sure you have access to significant additional savings in case you face an emergency.

꧁ 𝐕𝐀𝐆𝐀𝐁𝐎𝐍𝐃 𝐀𝐖𝐀𝐊𝐄 ꧂ 𝐢𝐬 𝐭𝐡𝐞 𝐘𝐨𝐮𝐭𝐮𝐛𝐞 𝐜𝐡𝐚𝐧𝐧𝐞𝐥 𝐟𝐨𝐫 𝐕𝐚𝐠𝐚𝐛𝐨𝐧𝐝𝐁𝐮𝐝𝐝𝐡𝐚.𝐜𝐨𝐦

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〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️〰️
☆ 𝙁𝘼𝘾𝙀𝘽𝙊𝙊𝙆 𝙋𝘼𝙂𝙀 ☆ :
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𝑻𝒉𝒆 𝒇𝒐𝒍𝒍𝒐𝒘𝒊𝒏𝒈 𝒍𝒊𝒏𝒌𝒔 𝒘𝒊𝒍𝒍 𝒄𝒐𝒔𝒕 𝒚𝒐𝒖 𝒏𝒐𝒕𝒉𝒊𝒏𝒈 𝒆𝒙𝒕𝒓𝒂 𝒃𝒖𝒕 𝒘𝒆 𝒘𝒊𝒍𝒍 𝒆𝒂𝒓𝒏 𝒖𝒔 𝒂 𝒔𝒎𝒂𝒍𝒍 𝒄𝒐𝒎𝒎𝒊𝒔𝒔𝒊𝒐𝒏 𝒕𝒐 𝒉𝒆𝒍𝒑 𝒖𝒔 𝒌𝒆𝒆𝒑 𝒕𝒓𝒂𝒗𝒆𝒍𝒊𝒏𝒈 𝒂𝒏𝒅 𝒘𝒓𝒊𝒕𝒊𝒏𝒈 𝒕𝒓𝒂𝒗𝒆𝒍 𝒈𝒖𝒊𝒅𝒆𝒔.

✈️ 𝗖𝗵𝗲𝗮𝗽𝗲𝘀𝘁 𝗙𝗹𝗶𝗴𝗵𝘁𝘀 𝗔𝗻𝘆𝘄𝗵𝗲𝗿𝗲 𝗜𝗻 𝗧𝗵𝗲 𝗪𝗼𝗿𝗹𝗱:
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🛏 𝗔𝗰𝗰𝗼𝗺𝗼𝗱𝗮𝘁𝗶𝗼𝗻𝘀 𝗔𝗻𝘆𝘄𝗵𝗲𝗿𝗲 𝗜𝗻 𝗧𝗵𝗲 𝗪𝗼𝗿𝗹𝗱:
Booking: https://vagabondbuddha.com/booking
Hotelscombined: https://vagabondbuddha.com/hotelscombined

𝑻𝒉𝒂𝒏𝒌 𝒚𝒐𝒖 𝒇𝒐𝒓 𝒘𝒂𝒕𝒄𝒉𝒊𝒏𝒈,
𝑫𝒂𝒏

✩★☆ 𝘼𝙉𝙊𝙏𝙃𝙀𝙍 𝙁𝙍𝙀𝙀 𝙚𝘽𝙊𝙊𝙆 𝙄 (𝘼𝙈) 𝙃𝘼𝙋𝙋𝙔☆★✩
https://vagabondbuddha.com/i-am-happy/
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Wanna know the REAL medical cost in malaysia?

Then you need to look at – Private Healthcare and Facilities Act 2006, 13th Schedule.

It has been 12 long years, and the last Fee schedule in force (the MMA 4th schedule) was in 2002, and this was incorporated into the Private Healthcare and Facilities Act 2006, 13th Schedule.

The medical fee schedule (which translates to hospitalization, treatment & surgical procedure costs) spells out the maximum allowable fees charged by the medical profession for consultations and procedures.

It is very different from other professional fee schedules like the lawyers which spells out the minimum fees to be charged (obviously the lawyers are cleverer than doctors in this respect)

Nevertheless, the reality is that market forces has it such that General Physicians (GPs) in particular hardly charge their consultation fees and compensate this with medicines sold at the clinic. When it comes to separation of dispensing (which may eventually be implemented in Malaysia following developed countries like US or UK), things will change as GPs may have no choice but to charge their consultation fees and patients collect medicines from pharmacies.

At a time when everything is going up in price (tolls, food, fuel etc) this would seem like a bad time and one can understand the outcry: Higher medical bills after hush-hush hike by gov’t. Actually one can understand 12 years is a long time for any medical consultation fee increase.

Before anyone goes doctor bashing, do note
1) The bulk of medical fees for hospitalisation comprise hospital charges which remain unregulated to date.
2) The amendment to the fee schedule only affects doctors whose fees remain regulated by law.
3) The public must take note that they should have healthcare insurance which is unfortunately still not compulsory in this country. This is imperative as it is silly to have to pay out of your pocket when major illness strikes.

*****
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CF’s unique & unconventional angle of financial ‘life’ planning is evident by the title itself in his book –
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CF works exclusively with personal clients who want a more sustainable and safe lifestyle and investment portfolio through REIT (Real Estate Investment Trusts). Check out https://reitmethod.com where he co-founded the educational program with KC Lau.

CF Lieu is also one of the rare financial planners aka financial advisers who is actually engaged by banks and financial institutions to conduct investment seminars & workshops – like Maybank, RHB, PNB (Permodalan Nasional Bhd), FPAM (Financial Planning Association of Malaysia)…where his audience include CEOs, CFOs, accountants, investment analysts, private bankers, relationship managers etc

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Critical Illness Insurance Explained | eHealthInsurance

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